A Supervisor is appointed at the creditors’ meeting and it is their job to administrate the proposal. 

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Typically, the terms of the arrangement will involve a large proportion of the total debt being written off at the end of the term of the IVA.

For the rest of the debt, a monthly fee will be paid over a five-year period.

The amount of these payments is based around your income and calculated depending on what you can afford to pay every month.

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