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IVA Alternatives

One alternative to the IVA is an informal arrangement which is not legally binding in the same way and not administered through the court.

It means you enter into an agreement with your creditors privately, or with the help of a debt counsellor.

By negotiating with them, you reach an agreed figure and payment plan to settle the debt.

The problem with this is that, firstly, if you reach an agreement you will not have the same legal assurances as with an IVA.

Secondly, you might not necessarily enjoy the same advantages such as interest being frozen and legal proceedings being halted.

Call us now or click below to be Debt Free in 60 Months.

We offer a complete service for debt management and debt advice. As IVA specialists it's our job to provide you with the correct advice to help you reduce your debt and expense. Our free advice can be obtained 7 days a week using any of the following contact points:
Telephone: 0800 018 6081
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