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Debt Management

Debt Management – Helping you manage debt more effectively. At Debt Counsellors we believe in finding the best debt management programme for your needs, not ours. Whether it's an IVA, Debt Management or secured loans, we will give the best debt advice for your needs.

Debt Counsellors is part of Relax Group PLC and as such we have a full range of debt solutions, therefore we can offer impartial advice to help you manage your debt problem.

Debt Management – What is it?

Debt Management is ideal for those who do not have large enough debts to consider an IVA. Debt Counsellors can help you manage debt and agree a repayment plan which fits within your budget.

For example, if you have several credit cards, a debt management solution could replace that debt with monthly payments that work out less expensive than paying off the cards with their interest rates over the same period of time.

Debt management has many advantages but also a number of disadvantages compared to an IVA. Debt Counsellors can discuss options for debt management with you. You can also view more information within this website.

DEBT MANAGEMENT

A debt management plan is an agreed solution with your lenders and we negotiate with your creditors.
do i qualify?

IVA

An IVA is a formal arrangement with your creditors. Once agreed your creditors cannot ask for your agreement to be changed.
do i qualify?

REFINANCING

Refinancing is a way to wrap up all of your credit into one manageable monthly payment.
do i qualify?

TRUST DEED

For our Scottish customers a Trust Deed is your equivalent of an IVA.
do i qualify?

BANKRUPTCY

Bankruptcy is when you legally declare that you cannot pay your debts and a court order is put in place to split your assets amongst your creditors.
do i qualify?

CONTACT

T: 0800 954 8115
Gisborne Close
Staveley, Chesterfield
Derbyshire, S43 3JT

The Debt Counsellors Limited - IVA, Debt Consolidation & Debt Management Specialists
Registered in England and Wales (Company Number 03276827)
Postal Address and Registered Office:
Gisborne Close, Staveley, Chesterfield, Derbyshire, S43 3JT
Consumer Credit License No. 0464223

© 2008 Relax Group PLC